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| Home > Apply Now >Corporate Loan | ||
| Corporate Loan Under the Corporate Loan Scheme, IDBI provides rupee and/or foreign currency loans to corporates with minimum 5 years of operations, continuous profits for the last 2 years with credit rating normally 'A' or 'BBB' (provided adequate mitigants are in place) and satisfactory track & credit record with lenders for normal capital expenditure, working capital margin, shortfall in working capital and general corporate purposes, including expenses on Voluntary Retirement Scheme and business acquisition where no tangible asset creation is envisaged. The interest rate would be based on creditworthiness of borrower, rating, risk perception, tenure of loan and other relevant factors. The repayment period for the loans would normally not exceed 5 1/2 years. |
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