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| Home > Corporate Banking > Products > Cash Credit And Overdraft Facility | ||
| Cash Credit And Overdraft Facility |
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| A major part of working capital requirement of any unit would consist of maintenance of inventory of raw materials, semi finished goods, finished goods, stores and spares etc. In trading concern the requirement of funds will be to maintain adequate stocks in trade. IDBI Bank sanctions finance against such inventories in the shape of cash credit facility where drawings will be permitted against stocks of goods. It is a running account facility where deposits and withdrawals are permitted. OVERDRAFT FACILITY: IDBI Bank allows Overdrawing in current account without any security as 'clean overdraft' for temporary periods to enable the borrower to tide over some emergent financial difficulty and 'Secured overdraft' facility against fixed deposits, NSC, and other securities. |
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