You need to maintain an Average Quarterly Balance (AQB) of Rs 5000 in the SuperSavings Account.

Interest @ 4% pa is applicable on the SuperSavings Account.

Interest on your SuperSavings Account will be calculated and credited every financial year quarter i.e. on the last day of June, September, December and March.

You will receive your account statement the month following every financial year quarter i.e. July, October, January and April.

Yes, you can access and operate your account from any branch of IDBI across India. You can electronically transfer funds from one account to another account in any branch across cities free of cost. You can withdraw and deposit cash upto Rs  50,000 per day at any branch.

Yes, you can open 4 free Demat Accounts with your SuperSavings Account. We will waive the account opening charges for all 4 Demat Accounts. Plus, our charges on the Demat services are amongst the lowest in the industry.

No. Apart from International Debit cum ATM Card, all other services come to you free of charge. These services have been introduced to make banking a convenient and a hassle-free option for you. The International Debit cum ATM Card has been packed with additional features to convert it to a virtual bank

For details on SMS Banking, click here.

You can withdraw upto Rs 25,000 per day from your International Debit cum ATM card. You can also use your International Debit cum ATM card at over 3500 ATMs in India and 8.5 lakh locations worldwide. However, there is a small charge for using ATMs that do not belong to IDBI.

ATMs : Besides cash withdrawals, some of the important things that you can do through the International Debit cum ATM card:

• Balance Enquiry
• Statement Request
• Cheque-book Request
• Mini statements
• Cheque and Cash Deposits
• International usage
• Make purchases at 51,000 merchant establishments in India and over 10 million worldwide
• Fabulous discounts and great deals at various establishments
• Cheque and Cash Deposits

Internet Banking: Internet Banking gives you the power to access your bank account from your Personal Computer. Some of the important features of Internet Banking are:

• Account Balance Enquiry
• Transaction tracking and history
• Cheque status inquiry
• Funds transfer facilities to own account or third-parties
• Cheque-book requests
• Stop payment requests
• FD renewal requests

For details on Internet Banking, click here.

Phone Banking: Just pick up your phone and access your account. The following features are available through Phone Banking:

• Available round the clock 24X7X365
• Current Balance Inquiry
• Last 5 transactions inquiry
• Statement by fax, fax-back, fax to another number, fax to registered number
• Statement by email
• Cheque status enquiry
• Cheque-book request
• Balance as of a particular date

For details on Phone Banking, click here.

SMS Banking: This facility is available across all mobile service providers. The following features are available through SMS Banking:

• Balance Enquiry
• Details of last three transactions
• Cheque payment status
• Cheque-book request
• Statement request

For details on SMS Banking, click here.